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Lasting Power Of Attorney2025-11-03T15:56:52+00:00

Protect yourself against the unexpected

If you had a serious accident or developed dementia and could not make your own decisions anymore, who would step in and act on your behalf? Many people assume that their partner, or another family member, would automatically be able to make decisions for them, but unfortunately it’s not quite that simple. No one can legally make decisions or act on your behalf unless you appointment them in a Lasting Power of Attorney.

What is a Lasting Power of Attorney?

A Lasting Power of Attorney (LPA) is a legal document that allows you to appoint someone you know and trust, (your Attorney) to make important decisions and to act on your behalf if you lost capacity to do so for yourself.

An LPA can only be prepared when you are of sound mind and must be registered before it can be used.

Preparing an LPA allows you to:

Take control

Choose your own Attorney to ensure someone you trust is acting on your behalf instead of the State controlling your affairs.

Set out your wishes

Discuss and plan with your Attorney your preferences regarding your financial affairs, healthcare, and general well-being.

Save time and money

Save your family the considerable expense of Deputyship application, renewal and bond costs, year after year.

Getting started is easy

1. Book an appointment

Home visit and online video appointments are available daytime or evening, including weekends.

2. Speak with a specialist

Your consultant will explain everything to you, face to face and in plain English whilst taking your instructions.

3. Sign & register your documents

Your documents will be sent back to you and once signed they can be registered with the Office of the Public Guardian

Don’t leave it to chance. Without an LPA you will have no control over who ends up making decisions for you, or what they will decide.

Get Started

There are two types of LPA

Both types of LPA are designed to offer you protection and peace of mind. You do not need to prepare both,
however WSL recommends you do to ensure your Attorney can act on your behalf in all areas of your life.

Property & Financial Affairs

£399 (or £699 for both LPA documents)
This document allows your Attorney(s) to manage your property and financial affairs. For example they could:

  • Pay bills
  • Apply for benefits
  • Manage investments
  • Sell or purchase property on your behalf

Your Attorneys can act for you if you have lost mental capacity, or are simply finding it difficult to get out and about or deal with your affairs over the telephone.

Property & Financial Affairs

£399 or (£699 for both LPA documents)
This document allows your Attorney(s) to manage your property and financial affairs. For example they could:

  • Pay bills
  • Apply for benefits
  • Manage investments
  • Sell or purchase property on your behalf

Your Attorneys can act for you if you have lost mental capacity, or are simply finding it difficult to get out and about or deal with your affairs over the telephone.

Health & Welfare

£399 (or £699 for both LPA documents)
This document allows your Attorney(s) to make decisions about your personal welfare. Decisions such as:

  • Day-to-day decisions such as:
    – Your diet
    – Daily routines

  • Long-term decisions about your future such as:

    – Where you live
    – Medical treatment and receiving life sustaining treatments

Your Attorneys can act for you only once you have already lost mental capacity to make such decisions for yourself.

Health & Welfare

£399 (or £699 for both LPA documents)
This document allows your Attorney(s) to make decisions about your personal welfare. Decisions such as:

  • Day-to-day decisions such as:
    – Your diet
    – Daily routines

  • Long-term decisions about your future such as:

    – Where you live
    – Medical treatment and receiving life sustaining treatments

Your Attorneys can act for you only once you have already lost mental capacity to make such decisions for yourself.

We include the registration fees

As part of our full LPA service we will register your documents with the Office of the Public Guardian – this is required before your Attorney can act on your behalf. The OPG charges a fixed registration fee of £92 per document. This cost is included within our fee.

Without an LPA someone else will take charge of your affairs

  • Who will appoint them?
    The Court of Protection will instead appoint a Deputy to look after your affairs.

  • Who will be appointed?
    Perhaps a family member you would not have chosen or the local authority.

  • What could they do?
    Someone you may not trust, or may have never met, would gain control and make decisions about your finances and welfare.

  • How much would it cost?
    Annual renewal of the Deputyship costs thousands. Local authorities also charge a management fee which is paid from your estate. 

Without an LPA

You’re not too young to make an LPA

Don’t wait until later in life to secure your future. Accidents and health crises can happen unexpectedly at any age, making it crucial to create LPAs while you’re of sound mind, ensuring your affairs are managed by someone you trust, no matter what life brings.

1 in 4

Strokes in the UK happen to people of working age

Source: Stroke Association

Brain injury

Is the most common cause of mental disability in the under 40s

Source: Headway

3 min

Someone in the UK developes dementia every 3 minutes

Source: Alzheimer’s Society

Frequently Asked Questions

What happens without an LPA?2025-01-29T09:48:38+00:00

Lasting Power of Attorney gives you control over what happens to you and your affairs during your lifetime. Without one, there is no guarantee that your wishes will be followed should you lose the ability to make decisions for yourself.

The Court of Protection will appoint someone called a Deputy on your behalf. Imagine someone you do not know operating your bank accounts and investments or deciding where you live and at the same time charging you a fee without you knowing.

What’s more, family members could end up fighting over what’s best for you, and may be burdened with legal complications, delays and additional costs at what is already a difficult time.

Could I lose control of my affairs if I sign an LPA?2025-01-29T09:49:05+00:00

An LPA does not restrict your rights to look after your own affairs for so long as you are capable. The Lasting Power of Attorney simply means that there is someone to take over if, and when, you lose mental capacity to make your own decisions.

Do I have to register my Lasting Power Of Attorney?2025-08-11T12:17:18+00:00

As part of our LPA Service we will register your Lasting Power of Attorney with the Office of the Public Guardian. This is required in order for your attorney to be able to act on your behalf if needed.

Do I have to have both types of LPA?2025-01-29T09:50:22+00:00

No, you can have both or either depending on your circumstances. If you are unsure whether you should consider arranging either a Property & Financial Affairs LPA or a Personal Welfare LPA (or both) you can speak to one of our advisors.

Can I appoint more than one Attorney?2025-01-29T09:54:40+00:00

You can choose more than one Attorney and you can specify whether they are to act together or independently of one another. You can also appoint a replacement Attorney if your first choice is unable to act.

How do I choose my Attorney?2025-01-29T09:54:36+00:00

When deciding who should be your Attorney it is very important that you choose someone you trust. Your WSL Legal Consultant will give you expert advice on how to structure your Lasting Power of Attorney to suit your specific needs.

What is a Certificate Provider?2025-08-11T12:18:07+00:00

The role of the Certificate Provider is to confirm that you are fully aware of the implications of making a Lasting Power of Attorney.

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Our popular home visit appointment service is available across the majority of England and Wales. Hover over the map below to check home visit availability in your area. Online video appointments are available to all, so no matter where you are, we’ll be able to help.

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