If you wish to leave an inheritance to a vulnerable beneficiary they risk losing their state benefits until the money runs out. To protect them in the event of such, you can create a discretionary trust within your Will. A discretionary trust is when you appoint a Trustee, who is given the discretion to distribute the inheritance to your beneficiaries. The beneficiaries have the potential to inherit but not the right, and therefore a vulnerable beneficiary would not be required to declare the inheritance.

The trustee uses their discretion to make the funds available when required.